Youth, Money, and Behavior: The Impact of Financial Literacy Programs
REVIEW article
Front. Educ.
Sec. Leadership in Education
Volume 9 – 2024 |
doi: 10.3389/feduc.2024.1397060
Provisionally accepted
University of Cassino, Cassino, Lazio, Italy
The final, formatted version of the article will be published soon.
This narrative review critically examines the scope and impact of financial literacy programs targeted at children and adolescents. By synthesizing findings from diverse studies, the review identifies key components of effective financial education, including the integration of experiential learning, the role of digital tools, and the importance of parental involvement. Challenges such as ensuring curriculum relevance in a rapidly evolving financial landscape and addressing the varied learning needs of young populations are discussed. Recommendations for future research include the necessity for longitudinal studies to assess the long-term effects of early financial education and exploration into the digitalization of financial literacy. This review aims to contribute to the development of more inclusive, adaptive, and impactful financial literacy education strategies, underscoring the critical role of comprehensive financial education in preparing young individuals for financial autonomy and resilience.
Keywords:
Financial education, Youth and Money, Economic autonomy, financial preparedness, Educational innovation, family influence, Financial technologies, economic behavior
Received:
07 Mar 2024;
Accepted:
07 Oct 2024.
Copyright:
© 2024 Mancone, Beatrice, Corrado, Spica, Zanon and Diotaiuti. This is an
open-access article distributed under the terms of the
Creative Commons Attribution License (CC BY). The use, distribution or reproduction in other forums is permitted,
provided the original author(s) or licensor are credited and that the
original publication in this journal is cited, in accordance with accepted
academic practice. No use, distribution or reproduction is permitted which
does not comply with these terms.
* Correspondence:
Pierluigi Diotaiuti, University of Cassino, Cassino, 03043, Lazio, Italy
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