Top Canadian Business Grants for January 2026
As the new year begins, Canadian organizations are navigating a funding environment designed to reward technical adoption and regional expansion. Beyond traditional tax credits, a new wave of targeted incentives is emerging to strengthen industrial resilience and AI commercialization. These programs represent Canada’s strategic focus on automation, defense, and global trade stability. Below are four Canadian business grants 2026 offers that stand out for their immediate impact.
Business Scale-up and Productivity (BSP)
- Funding Amount: Interest-free repayable funding covering up to 50% of project costs.
- The Goal: This program supports high-growth businesses in Ontario and the Prairie provinces. It targets operations looking to scale, adopt innovative technologies, and expand into new markets.
- Who should apply: SMEs in the Prairies or Ontario focused on productivity and market diversification.
Regional Artificial Intelligence Initiative (RAII)
- Funding Amount: Up to 50% of eligible project costs in interest-free repayable funding.
- The Goal: RAII supports the commercialization and adoption of AI across Northern Ontario, Quebec, and the Prairies. It helps businesses integrate AI into operations to boost competitiveness.
- Who should apply: Businesses in the eligible regions looking to bring new AI technologies to market
Regional Tariff Response Initiative (RTRI)
- Funding Amount: Up to $1M in non-repayable contributions or larger repayable amounts.
- The Goal: This initiative helps businesses respond to global trade pressures and supply chain disruptions. It supports projects that strengthen productivity and diversify markets.
- Who should apply: Canadian SMEs in Ontario, Quebec, the Prairies, and the Pacific region affected by tariff obstacles.
Regional Defence Investment Initiative (RDII)
- Funding Amount: Up to $10 million in interest-free repayable funding.
- The Goal: RDII helps businesses grow within Canada’s defense and security supply chains. It covers up to 50% of costs for technology adoption and sector compliance.
- Who should apply: SMEs in the Prairies, Pacific, Southern Ontario, and Quebec aiming to strengthen regional competitiveness.
Why These Opportunities Matter Now
These Canadian business grants 2026 signals where the government is directing economic priorities. Securing these incentives allows your business to innovate without the heavy burden of interest.
If you want clarity on your eligibility for these January insights, Leyton’s experts are here to guide you through the application process.
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